Insurance for
independent businesses
On your side
Our policies are designed for shops and restaurants like yours. Our service is too.
Interest-free
monthly payments
A built-in discount
for good customer reviews
A guarantee of our
best price at renewal
Our expert claims team
use local tradespeople
Cover for home deliveries
Time saving and clarity is built-in to everything we do
Proud partners of
Get a quote in under a minute
We hope we can save you money. Find out in less than 60 seconds.
Saving you time
Not renewing now?
Email us and we’ll be in touch to see when you’d like a quote.
About us
Our service is inspired by the independent shops, cafes and
restaurants that we love. Our policies are underwritten by one
of the most secure companies in the world.
Run“Transparency is key for me and the transition from
my last insurer to Expression® was very smooth
and uncomplicated. I’m really happy with them.”- Thomas Farthing"The price is really very good, plus they provided much
more explanation as to how things work. They're not
a "faceless insurer" – they're friendly and clear."
Fourth & ChurchWe found Expression Insurance very
straightforward to deal with.Efficient, prompt communication for all of our
questions relating to the right amount of coverage,
answered in a straightforward fashion.We have additional coverage for an improved
premium and feel comfortable that we will be
assisted quickly should we need help in the future.
A conversation
As fans of independent restaurants and shops, we’re always keen to talk. We’ll be delighted to answer any questions you may have, and we’d value your thoughts on what we’re doing and how we can help.