Inspired by businesses like yours

We’re a team of insurance industry experts and veterans, having worked for and alongside many of the UK’s biggest insurers.

Putting the customer first has been the guiding principle across our careers; our proudest achievements include simplifying the jargon and bureaucracy that stilts our industry, and building a business that insures over 30,000 organisations and has won the Feefo Platinum Service Award for three years in a row.

Perhaps your business is an expression of you? Ours is of us.

Our principles

Price

We discount your price because you have great customer reviews

Loyalty

We'll automatically offer you our best price next year too

Simple

A package of covers, designed for independent businesses

Helpful

Our expert Claims Team is standing by. We are too if you need any help

Secure

Our policies are underwritten by one of the most secure companies in the world

Local

We allow you to use local tradespeople when you need repairs

Financial strength

We're authorised and regulated by the FCA, no 786693. Our underwriter is Faraday Underwriting Limited for and on behalf of Syndicate 435 at Lloyd’s. Lloyd’s is rated AA- Very Strong by S&P.

Seaside

We're based in Brighton, two minutes from the beach, surrounded by the independent shops and restaurants that inspired us.

8-9 Ship Street,
Brighton
BN1 1AD

Take a look at our blog

We blog on subjects we hope you’ll find interesting.

A leading cause of loss for businesses

A leading cause of loss from the businesses we insure is escape of water.  At t...

Read more

Local loyalty – a lifeline for independent businesses

It goes without saying that local loyalty is especially important for independe...

Read more

Getting Ahead for The Golden Quarter

The build up to Christmas, otherwise known as the Golden Quarter, is when indep...

Read more