Inspired by businesses like yours

We’re a team of insurance industry experts and veterans, having worked for and alongside many of the UK’s biggest insurers.

Putting the customer first has been the guiding principle across our careers; our proudest achievements include simplifying the jargon and bureaucracy that stilts our industry, and building a business that insures over 30,000 organisations and has won the Feefo Platinum Service Award for three years in a row.

Perhaps your business is an expression of you? Ours is of us.

Our principles


We discount your price because you have great customer reviews


We'll automatically offer you our best price next year too


A package of covers, designed for independent businesses


Our expert Claims Team is standing by. We are too if you need any help


Our policies are underwritten by one of the most secure companies in the world


We allow you to use local tradespeople when you need repairs

Financial strength

We're authorised and regulated by the FCA, no 786693. Our underwriter is Faraday Underwriting Limited for and on behalf of Syndicate 435 at Lloyd’s. Lloyd’s is rated AA- Very Strong by S&P.


We're based in Brighton, two minutes from the beach, surrounded by the independent shops and restaurants that inspired us.

Ship Street,

Take a look at our blog

We blog on subjects we hope you’ll find interesting.

Summer is coming - grow your business by going outdoors

The benefits of attending farmers markets and outside events as an independent ...

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Business Love Stories - Afrori Books

Have you ever stopped to wonder what a bookshop is for? Yes, yes, books, clever...

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The Cash Comeback

In an era dominated by credit cards, mobile wallets, and online banking, the recent upswing in cash transactions is notable as we witness a...

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