Inspired by businesses like yours
We’re a team of insurance industry experts and veterans, having worked for and alongside many of the UK’s biggest insurers.
Putting the customer first has been the guiding principle across our careers; our proudest achievements include simplifying the jargon and bureaucracy that stilts our industry, and building a business that insures over 30,000 organisations and has won the Feefo Platinum Service Award for three years in a row.
Perhaps your business is an expression of you? Ours is of us.
Our principles
Price
We discount your price because you have great customer reviews
Loyalty
We'll automatically offer you our best price next year too
Simple
A package of covers, designed for independent businesses
Helpful
Our expert Claims Team is standing by. We are too if you need any help
Secure
Our policies are underwritten by one of the most secure companies in the world
Local
We allow you to use local tradespeople when you need repairs
Financial strength
We're authorised and regulated by the FCA, no 786693. Our underwriter is Faraday Underwriting Limited for and on behalf of Syndicate 435 at Lloyd’s. Lloyd’s is rated AA- Very Strong by S&P.

Seaside
We're based in Brighton, two minutes from the beach, surrounded by the independent shops and restaurants that inspired us.
8-9 Ship Street,
Brighton
BN1 1AD
Take a look at our blog
We blog on subjects we hope you’ll find interesting.
A leading cause of loss for businesses
A leading cause of loss from the businesses we insure is escape of water. At t...
Read moreLocal loyalty – a lifeline for independent businesses
It goes without saying that local loyalty is especially important for independe...
Read moreGetting Ahead for The Golden Quarter
The build up to Christmas, otherwise known as the Golden Quarter, is when indep...
Read more