Inspired by businesses like yours

We’re a team of insurance industry experts and veterans, having worked for and alongside many of the UK’s biggest insurers.

Putting the customer first has been the guiding principle across our careers; our proudest achievements include simplifying the jargon and bureaucracy that stilts our industry, and building a business that insures over 30,000 organisations and has won the Feefo Platinum Service Award for three years in a row.

Perhaps your business is an expression of you? Ours is of us.

Our principles


We discount your price because you have great customer reviews


We'll automatically offer you our best price next year too


A package of covers, designed for independent restaurants and shops


Our expert Claims Team is standing by. We are too if you need any help


Our policies are underwritten by one of the most secure companies in the world


We allow you to use local tradespeople when you need repairs

Financial strength

We're authorised and regulated by the FCA, no 786693. Our underwriter, Berkshire Hathaway International Insurance Ltd, is rated AA+ by S&P.

Expression® are members of


We're based in Brighton, two minutes from the beach, surrounded by the independent shops and restaurants that inspired us.

6 Orange Row,

Take a look at our blog

We blog on subjects we hope you’ll find interesting.

A sense of place

When you think of places that you love – towns, cities, neighbourhoods, districts – what do you think of? Childhood memories might be aimed at ...

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The future of independent retail?

Covid has turned everything on its head.  It is shaping retail through seismic changes in commuting, effectively re-locating vast communities fr...

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The Return of Independent Retail

We asked Jeff Moody, Commercial Director of BIRA, what advice he has for independent retailers post lockdown in 2021. I’m looking forward to a ...

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