Insurance for
independent businesses

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Get a quote in under a minute

On your side

Our policies are designed for shops and restaurants like yours. Our service is too.

monthly payments

A built-in discount
for good customer reviews

A guarantee of our
best price at renewal

Our expert claims team
use local tradespeople

Cover for home deliveries

Time saving and clarity is built-in to everything we do

Proud partners of

Independent Retail CampaignBritish Independent Retailers AssociationCraft Bakers AssociationSave The High Street

Get a quote in under a minute

We hope we can save you money. Find out in less than 60 seconds.

Saving you time

Our technology automatically finds the details needed to generate you a quote in under 60 secondsYou earn a special discount for good Google reviews Just enter your business name and postcode to see your quote

Not renewing now?

Email us and we’ll be in touch to see when you’d like a quote.

About us

Our service is inspired by the independent shops, cafes and
restaurants that we love. Our policies are underwritten by one
of the most secure companies in the world.

  • Run
    “Transparency is key for me and the transition from
    my last insurer to Expression® was very smooth
    and uncomplicated. I’m really happy with them.”
    Kurt, Owner
  • Thomas Farthing
    "The price is really very good, plus they provided much
    more explanation as to how things work. They're not
    a "faceless insurer" – they're friendly and clear."
    Tom, Founder
    Thomas Farthing
  • Fourth & Church
    Fourth & Church

    We found Expression Insurance very
    straightforward to deal with.

    Efficient, prompt communication for all of our
    questions relating to the right amount of coverage,
    answered in a straightforward fashion.

    We have additional coverage for an improved
    premium and feel comfortable that we will be
    assisted quickly should we need help in the future.

    Paul, Founder

A conversation

As fans of independent restaurants and shops, we’re always keen to talk. We’ll be delighted to answer any questions you may have, and we’d value your thoughts on what we’re doing and how we can help.